KAKI PANCING, NELAYAN DAN IKAN

1. Semalam kawan2 kaki pancing mengeluh – mana perginya ikan di lautan luas pesisiran pantai Sarawak? Sungguh tak berbaloi, berbelanja besar untuk cari “thrill” tapi pulang tanpa hasil.
2. Lantas mereka menyalahkan penyamun2 laut yang membaham khazanah laut di perairan Sarawak. Terdapat lk 300 bot nelayan asing yang beroperasi di bawah lesen C2kononnya utk operasi di laut dalam tapi turut membaham hasil laut di pesisiran pantai.
3. Kesemua kapal laut dalam ini kononnya dimiliki oleh orang tempatan tetapi semua tekong dan anak kapal terdiri daripada rakyat asing.
4. Modus operandi penyamun tempatan meraih keuntungan melalui sewaan lesen sebanyak RM5,000.00 bagi sebuah kapal dan penjualan minyak diesel bersubsidi pada kadar 50 sen seliter.
5. Didakwa juga pemilik bot nelayan asing bukan hanya memiliki sebuah bot untuk satu lesen malah wujud 4,5 buah kapal-kapal klon beroperasi di laut dalam.
6. Jika begitu, patutlah nelayan tempatan sekadar menjual diesel bersubsidi dan bergantung kpd elaun sara hidup. Sampai bila pun tak senang.
7. Akan siasat lebih lanjut dakwaan di atas.

ALONG - THE ILLEGAL MONEY LENDER II

Due to the improper settings, the tables in my first posting might be difficult to read. As such, I reproduce below for ease of reference. As I said earlier, it is a disaster going to Along to solve one's financial predicament for it will never be resolved but instead be engulfed into prolong misery. Financial institutions, families and friends are the better choices but be sure to fulfill your obligation.

WHAT YOU THINK
Months Principle 10% Int. Total
1 10,000 1,000 11,000
2 10,000 1,000 11,000
3 10,000 1,000 11,000
4 10,000 1,000 11,000
5 10,000 1,000 11,000
6 10,000 1,000 11,000
7 10,000 1,000 11,000
8 10,000 1,000 11,000
9 10,000 1,000 11,000
10 10,000 1,000 11,000
11 10,000 1,000 11,000
12 10,000 1,000 11,000


ALONG’S LEDGER
Months Principle 10% Int. Total
1 10,000 1,000 11,000
2 11,000 1,650 12,650
3 12,650 1,897 14,547
4 14,547 2,182 16,729
5 16,729 2,509 19,239
6 19,239 2,885 22,124
7 22,124 3,318 25,443
8 25,443 3,816 29,260
9 29,260 4,389 33,649
10 33,649 5,047 38,696
11 38,696 5,804 44,501
12 44,501 6,675 51,176
*The figures will continue growing.

ALONG – THE ILLEGAL MONEY LENDER

1. In the Malay community, Along is a nickname given to the eldest of the siblings. Nowadays, Along is always referred to an illegal money lender. How it comes about, I do not know. In the sixties, the popular money lender in Kuching was Bai’e, a Singh, I was told.
2. My advice is never to be entangled into Along’s trap for if you do so, there’ll never be a light at the end of the tunnel. How desperate you are financially, Along is not the answer as in the end you are the victim.
3. Many victims are misinformed of the interest charges on a loan thinking that a 10% monthly interest is justify in order to obtain a hassle free loan. Unfortunately, they are wrong especially for those who defaulted payments. To prove my point, please study the table below:-
WHAT YOU THINK ALONG’S LEDGER
Months Principle 10% Int. Total Months Principle 10% Int. Total
1 10,000 1,000 11,000 1 10,000 1,000 11,000
2 10,000 1,000 11,000 2 11,000 1,650 12,650
3 10,000 1,000 11,000 3 12,650 1,897 14,547
4 10,000 1,000 11,000 4 14,547 2,182 16,729
5 10,000 1,000 11,000 5 16,729 2,509 19,239
6 10,000 1,000 11,000 6 19,239 2,885 22,124
7 10,000 1,000 11,000 7 22,124 3,318 25,443
8 10,000 1,000 11,000 8 25,443 3,816 29,260
9 10,000 1,000 11,000 9 29,260 4,389 33,649
10 10,000 1,000 11,000 10 33,649 5,047 38,696
11 10,000 1,000 11,000 11 38,696 5,804 44,501
12 10,000 1,000 11,000 12 44,501 6,675 51,176
*The figures will continue growing.